What Dealers Don’t Tell You About Used Auto Loan Rates

Thu, 30 Oct 2025 10:09:00 +0000

financial decision, but understanding how financing works is just as important as choosing the right car. Many buyers focus only on the vehicle’s price and overlook the key factor that affects the total cost of ownership: used auto loan rates. Dealers may not always be transparent about how these rates are determined or how borrowers can secure better terms. Learning the facts before signing the paperwork can save hundreds or even thousands of dollars.